{"id":3932,"date":"2026-05-13T14:41:56","date_gmt":"2026-05-13T14:41:56","guid":{"rendered":"https:\/\/almbharat.com\/?p=3932"},"modified":"2026-05-13T14:41:56","modified_gmt":"2026-05-13T14:41:56","slug":"%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%a7%e0%a4%be%e0%a4%a8%e0%a4%ae%e0%a4%82%e0%a4%a4%e0%a5%8d%e0%a4%b0%e0%a5%80-%e0%a4%aa%e0%a5%80%e0%a4%95-%e0%a4%b5%e0%a4%bf%e0%a4%ae%e0%a4%be-%e0%a4%af%e0%a5%8b","status":"publish","type":"post","link":"https:\/\/almbharat.com\/?p=3932","title":{"rendered":"\u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u092a\u0940\u0915 \u0935\u093f\u092e\u093e \u092f\u094b\u091c\u0928\u0947\u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0938\u094b\u092f\u093e\u092c\u0940\u0928 \u092a\u093f\u0915\u093e\u0938\u093e\u0920\u0940 \u096e\u096e\u096a.\u096d\u0968 \u0915\u094b\u091f\u0940\u0902\u091a\u0940 \u0928\u0941\u0915\u0938\u093e\u0928\u092d\u0930\u092a\u093e\u0908 \u092e\u0902\u091c\u0942\u0930 ; \u096a\u096f\u096f.\u096c\u0966 \u0915\u094b\u091f\u0940 \u0935\u093f\u0924\u0930\u093f\u0924"},"content":{"rendered":"<div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"relative w-full overflow-visible\">\n<section class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:c9f59415-8d95-4965-a282-7693963fd4a5-0\" data-turn-id-container=\"request-WEB:c9f59415-8d95-4965-a282-7693963fd4a5-0\" data-testid=\"conversation-turn-2\" data-scroll-anchor=\"false\" 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data-message-model-slug=\"gpt-5-5\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p data-start=\"88\" data-end=\"485\"><span style=\"font-size: 20px;\"><strong>\u0928\u093e\u0902\u0926\u0947\u0921|<\/strong> \u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u092a\u0940\u0915 \u0935\u093f\u092e\u093e \u092f\u094b\u091c\u0928\u093e (PMFBY) \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0916\u0930\u0940\u092a \u0939\u0902\u0917\u093e\u092e 2025-26 \u092e\u0927\u094d\u092f\u0947 \u0938\u094b\u092f\u093e\u092c\u0940\u0928 \u092a\u093f\u0915\u093e\u091a\u094d\u092f\u093e \u0928\u0941\u0915\u0938\u093e\u0928\u0940\u0938\u093e\u0920\u0940 \u0928\u093e\u0902\u0926\u0947\u0921 \u091c\u093f\u0932\u094d\u0939\u094d\u092f\u093e\u0924\u0940\u0932 \u0936\u0947\u0924\u0915\u0931\u094d\u092f\u093e\u0902\u0928\u093e \u090f\u0915\u0942\u0923 \u096e\u096e\u096a.\u096d\u0968 \u0915\u094b\u091f\u0940 \u0930\u0941\u092a\u092f\u093e\u0902\u091a\u0940 \u0928\u0941\u0915\u0938\u093e\u0928\u092d\u0930\u092a\u093e\u0908 \u092e\u0902\u091c\u0942\u0930 \u0915\u0930\u0923\u094d\u092f\u093e\u0924 \u0906\u0932\u0940 \u0906\u0939\u0947. \u091c\u093f\u0932\u094d\u0939\u094d\u092f\u093e\u0924\u0940\u0932 \u0938\u0930\u094d\u0935 \u096f\u0969 \u092e\u0939\u0938\u0942\u0932 \u092e\u0902\u0921\u0933\u0947 \u092a\u093e\u0924\u094d\u0930 \u0920\u0930\u0932\u0940 \u0905\u0938\u0942\u0928 \u096c \u0932\u093e\u0916 \u0969\u096a \u0939\u091c\u093e\u0930 \u096c\u0968\u0969 \u0936\u0947\u0924\u0915\u0930\u0940 \u0905\u0930\u094d\u091c\u0926\u093e\u0930\u093e\u0902\u0928\u093e \u092f\u093e \u092f\u094b\u091c\u0928\u0947\u091a\u093e \u0932\u093e\u092d \u092e\u093f\u0933\u0923\u093e\u0930 \u0906\u0939\u0947. \u0938\u0941\u092e\u093e\u0930\u0947 \u096a \u0932\u093e\u0916 \u096a\u096a \u0939\u091c\u093e\u0930 \u096e\u096d\u096f.\u0969\u096d \u0939\u0947\u0915\u094d\u091f\u0930 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0935\u093f\u092e\u093e \u0938\u0902\u0930\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0923\u094d\u092f\u093e\u0924 \u0906\u0932\u0947 \u0939\u094b\u0924\u0947.<\/span><\/p>\n<p data-start=\"487\" data-end=\"989\"><span style=\"font-size: 20px;\">\u0926\u093f. \u096d \u092e\u0947 \u0968\u0966\u0968\u096c \u092a\u0930\u094d\u092f\u0902\u0924\u091a\u094d\u092f\u093e \u0905\u0939\u0935\u093e\u0932\u093e\u0928\u0941\u0938\u093e\u0930 \u0938\u094b\u092f\u093e\u092c\u0940\u0928 \u092a\u093f\u0915\u093e\u0938\u093e\u0920\u0940 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0923\u094d\u092f\u093e\u0924 \u0906\u0932\u0947\u0932\u094d\u092f\u093e \u096e\u096e\u096a.\u096d\u0968 \u0915\u094b\u091f\u0940 \u0930\u0941\u092a\u092f\u093e\u0902\u092a\u0948\u0915\u0940 \u096a\u096f\u096f.\u096c\u0966 \u0915\u094b\u091f\u0940 \u0930\u0941\u092a\u092f\u0947 \u0936\u0947\u0924\u0915\u0931\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0916\u093e\u0924\u094d\u092f\u093e\u0924 \u0935\u093f\u0924\u0930\u093f\u0924 \u0915\u0930\u0923\u094d\u092f\u093e\u0924 \u0906\u0932\u0947 \u0905\u0938\u0942\u0928 \u0969\u096e\u096b.\u0967\u0967 \u0915\u094b\u091f\u0940 \u0930\u0941\u092a\u092f\u0947 \u0905\u0926\u094d\u092f\u093e\u092a \u092a\u094d\u0930\u0932\u0902\u092c\u093f\u0924 \u0906\u0939\u0947\u0924. \u0935\u093f\u092e\u093e \u0915\u0902\u092a\u0928\u0940\u091a\u094d\u092f\u093e \u0905\u0926\u094d\u092f\u092f\u093e\u0935\u0924 \u092e\u093e\u0939\u093f\u0924\u0940\u0928\u0941\u0938\u093e\u0930 \u0938\u094b\u092f\u093e\u092c\u0940\u0928, \u092e\u0941\u0917, \u0909\u0921\u0940\u0926, \u0924\u0942\u0930 \u0906\u0923\u093f \u0916\u0930\u0940\u092a \u091c\u094d\u0935\u093e\u0930\u0940 \u092f\u093e \u092a\u093f\u0915\u093e\u0902\u0938\u093e\u0920\u0940 \u092e\u0902\u091c\u0942\u0930 \u0928\u0941\u0915\u0938\u093e\u0928\u092d\u0930\u092a\u093e\u0908\u091a\u0940 \u090f\u0915\u0942\u0923 \u0930\u0915\u094d\u0915\u092e \u096e\u096e\u096e.\u096c\u096d \u0915\u094b\u091f\u0940 \u0930\u0941\u092a\u092f\u0947 \u0906\u0939\u0947. \u0924\u094d\u092f\u093e\u092a\u0948\u0915\u0940 \u096b\u0966\u0968 \u0915\u094b\u091f\u0940 \u0930\u0941\u092a\u092f\u0947 \u0936\u0947\u0924\u0915\u0931\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0916\u093e\u0924\u094d\u092f\u093e\u0924 \u091c\u092e\u093e \u0915\u0930\u0923\u094d\u092f\u093e\u0924 \u0906\u0932\u0947 \u0905\u0938\u0942\u0928 \u0909\u0930\u094d\u0935\u0930\u093f\u0924 \u0930\u0915\u094d\u0915\u092e \u0930\u093e\u091c\u094d\u092f \u0936\u093e\u0938\u0928\u093e\u0915\u0921\u0942\u0928 \u0935\u093f\u092e\u093e \u0915\u0902\u092a\u0928\u0940\u0932\u093e \u0928\u093f\u0927\u0940 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b\u0924\u093e\u091a \u0935\u093f\u0924\u0930\u093f\u0924 \u0915\u0930\u0923\u094d\u092f\u093e\u0924 \u092f\u0947\u0923\u093e\u0930 \u0906\u0939\u0947.<\/span><\/p>\n<h2 data-section-id=\"1yfvlhh\" data-start=\"991\" data-end=\"1047\">\u0928\u0941\u0915\u0938\u093e\u0928\u092d\u0930\u092a\u093e\u0908 \u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u0947\u0924 \u0905\u0938\u0932\u0947\u0932\u0940 \u0967\u0969 \u092e\u0939\u0938\u0942\u0932 \u092e\u0902\u0921\u0933\u0947<\/h2>\n<p data-start=\"1049\" data-end=\"1242\"><span style=\"font-size: 20px;\">\u0926\u093f\u0917\u094d\u0930\u0938 (\u092c\u0941.), \u0915\u0902\u0927\u093e\u0930, \u0907\u0938\u094d\u0932\u093e\u092a\u0942\u0930, \u091c\u0932\u0927\u093e\u0930\u093e, \u092e\u093e\u0902\u0921\u0935\u0940, \u0938\u093f\u0902\u0926\u0917\u0940 (\u092e\u094b.), \u092e\u093e\u0939\u0942\u0930, \u0938\u093f\u0902\u0926\u0916\u0947\u0921, \u0935\u093e\u0908 \u092c\u093e\u091c\u093e\u0930, \u0935\u093e\u0928\u094b\u0933\u093e, \u092c\u093e\u0930\u0921, \u0927\u093e\u0928\u094b\u0930\u093e (\u092c\u0941.) \u0906\u0923\u093f \u0928\u093e\u0902\u0926\u0947\u0921 (\u0936\u0939\u0930) \u092f\u093e \u092e\u0939\u0938\u0942\u0932 \u092e\u0902\u0921\u0933\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u0928\u0941\u0915\u0938\u093e\u0928\u092d\u0930\u092a\u093e\u0908 \u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0938\u0941\u0930\u0942 \u0906\u0939\u0947.<\/span><\/p>\n<h2 data-section-id=\"s5km80\" data-start=\"1244\" data-end=\"1302\">\u0930\u093e\u091c\u094d\u092f \u0936\u093e\u0938\u0928\u093e\u091a\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u092a\u094d\u0930\u0932\u0902\u092c\u093f\u0924 \u0905\u0938\u0932\u0947\u0932\u0940 \u092a\u094d\u0930\u092e\u0941\u0916 \u092e\u0939\u0938\u0942\u0932 \u092e\u0902\u0921\u0933\u0947<\/h2>\n<p data-start=\"1304\" data-end=\"1721\"><span style=\"font-size: 20px;\">\u092e\u093e\u0932\u0947\u0917\u093e\u0935 (\u0905\u0930\u094d\u0927\u093e\u092a\u0942\u0930), \u092d\u094b\u0915\u0930, \u092d\u094b\u0938\u0940, \u0915\u093f\u0928\u0940, \u092c\u093f\u0932\u094b\u0932\u0940, \u0915\u0941\u0902\u0921\u0932\u0935\u093e\u0921\u0940, \u0926\u0947\u0917\u0932\u0942\u0930, \u0916\u093e\u0928\u093e\u092a\u0942\u0930, \u092e\u0930\u0916\u0947\u0932, \u0927\u0930\u094d\u092e\u093e\u092c\u093e\u0926, \u0915\u0930\u0916\u0947\u0932\u0940, \u0938\u093f\u0930\u091c\u0916\u094b\u0921, \u0928\u093f\u0935\u0918\u093e, \u0924\u0933\u0923\u0940, \u0924\u093e\u092e\u0938\u093e, \u091c\u0935\u0933\u0917\u093e\u0935, \u0915\u0941\u0930\u0941\u0933\u093e, \u0909\u0938\u094d\u092e\u093e\u0928\u0928\u0917\u0930, \u092b\u0941\u0932\u0935\u0932, \u092c\u094b\u0927\u0921\u0940, \u0915\u093f\u0928\u0935\u091f, \u0909\u092e\u0930\u0940 \u092c\u093e\u091c\u093e\u0930, \u0938\u093e\u0935\u0930\u0917\u093e\u0935 \u0928\u0938\u0930\u0924, \u0936\u0947\u0935\u0921\u0940 (\u092c\u093e.), \u0938\u094b\u0928\u0916\u0947\u0921, \u092e\u0941\u0926\u0916\u0947\u0921, \u0905\u0902\u092c\u0941\u0932\u0917\u093e (\u092c\u0941.), \u091c\u093e\u0902\u092c, \u092e\u0941\u0916\u0947\u0921, \u092e\u0941\u0915\u094d\u0930\u092e\u093e\u092c\u093e\u0926, \u092c\u0930\u092c\u0921\u093e, \u0918\u0941\u0902\u0917\u0930\u093e\u0933\u093e, \u0928\u0930\u0938\u0940, \u0928\u093e\u0902\u0926\u0947\u0921 (\u0917\u094d\u0930\u093e\u092e\u0940\u0923), \u0924\u0930\u094b\u0921\u093e (\u092c\u0941.), \u0935\u0938\u0930\u0923\u0940, \u0935\u093f\u0937\u094d\u0923\u0941\u092a\u0941\u0930\u0940, \u0935\u093e\u091c\u0947\u0917\u093e\u0935 \u0906\u0923\u093f \u0938\u093f\u0902\u0927\u0940 \u092f\u093e \u092e\u0939\u0938\u0942\u0932 \u092e\u0902\u0921\u0933\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u0930\u093e\u091c\u094d\u092f \u0936\u093e\u0938\u0928\u093e\u091a\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u092a\u094d\u0930\u0932\u0902\u092c\u093f\u0924 \u0906\u0939\u0947.<\/span><\/p>\n<p data-start=\"1723\" data-end=\"2165\"><span 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